Baccarat Game Review Guide

Baccarat Game Review Guide

With the increase in technology, the online casino industry is also increasing at a very good pace. There are so many online casino games evolving with time. Out of all the casino games, baccarat is one of the most premium and exclusive games to play. There are so many reasons for baccarat to be a game with a grand reputation. People think that online baccarat games are complex to learn. But, if you will go through this guide then you will definitely learn online baccarat games in the easiest way.

Baccarat’s objective is to obtain two or three hands of cards, with the total of these cards being nearer to the number nine than the banker’s hand of cards.

The face value of all cards in baccarat is different except for the ace. The value of an ace is equal to one royal card that is worth zero.

What is The House Edge?

The house edge in Baccarat depends upon one major factor, how many decks are in-game?

There are different combinations in the game, Number of decks in play affects the house edge due to the change in different combinations.

Let’s put a glance at an example:

Suppose, there is a match of Baccarat where both the player & banker are dealt 5’s each. According to the rules, players should be dealt with a third card. A single deck is being used here and it is next to impossible for any player to be dealt a third 5. Due to this, players can not obtain a score of 5. These extra combinations & outcomes change the whole house edge of Baccarat.

The major advantage of having a house edge in online baccarat games- the entire game has been constructed so that the Banker has access to information that the Player doesn’t have any access to it. If the player takes any card then the banker probably uses that value. This extra information provides an extra edge to the banker. Consequently, there will always be a house edge on the Player bet.

What is The Payout Percentage?

People usually think that they will become millionaires by playing casinos. But, Baccarat payout are quite low and they won’t make you damn rich overnight. If we compare the payout percentage with other casino games, then baccarat boasts some of the most generous odds and payouts you will find.

We learned that banker is by far the best bet. They have odds of 45.86% to win. Banker bets are so easy to win that casinos themselves put a 5% commission on winning bets. The player bet follows some of the odds of 44.6% and pays a 1:1 ratio. According to the baccarat odds chart, a tie will only happen at 9.52% of the time and will pay the 8:1 ratio only. Betting on a tie doesn’t make any sense mathematically. If we calculate the baccarat odds rely on players and bankers, the banker wins the game 51% of the time. Here also we see, that the banker’s bet is winning when we play online.

In some cases, the baccarat payout is 25:1 which is a perfect big payout. According to the baccarat odds chart, the odds of making a perfect pair are slim at around 3.4%.

These side bets are fun and certainly make baccarat more interesting, but the smart money is ultimately on the Banker’s bet.

What is The Variance?

The Baccarat variant totally depends upon the coin flip. Let’s treat baccarat as a biased coin flip.

The mathematical formula for the calculation of Baccarat variance is npq.

The formula for calculation of standard deviation is sqrt(npq)

n = number of hands

p = probability of win

q = probability of loss

The probability of a win is approx 0.493212 (from the wizard of odds) therefore the probability of a loss is (1-0.493212), therefore PQ = (0.493211501)(1-0.493211501)=0.24995391628.

So the variance of each baccarat hand bet on the player is 0.24995391628,

Now let’s assume you bet on a player for 1000 hands (a FULL day of gambling) you never vary your bet, you always flat bet and you always bet on the player.

Then the standard deviation = sqrt (1000*0.24995391628)=15.8100.

What Is The Playability Rate?

We have decades of experience in the online casino industry. According to our experience playability rate of baccarat is very good. From the first online betting site in 1997 to streaming live dealer baccarat and virtual reality, we’ve played them all. We have got the back of some reputed leaders in the gaming industry such as Intertops, 32Red, Mansion, BetWWTS, BetOnSports, Casino Choice, PartyPoker, BoDog, and many more. We are trying our best to bring the valuable information you need while betting online.

We rank sites based on ease of use, customer support, playability, range of payment methods, speed of payouts, and reputation.

What is The Game Type?

Baccarat offers a wide variety of game types for gamblers.

1. 3-card baccarat: It contains a single 52-card deck & each round starts with dealers distributing three cards to themselves and the players. All rules are the same as in the normal baccarat where face cards are worth zero and other cards are worth their numerical value.

2. Baccarat Banque: This is very common in Europe, It features three decks and working is similar to Chemin de Fer Baccarat. Here, other players only gamble on the player’s side.

3. Chemin de Fer: This Baccarat is popular in Europe. This is played on a single table that contains seats up to 14. Assuming you accept the banker role when given the option, then you play against fellow gamblers.

4. Mini-Baccarat: In this version of the game, the dealer handles all of the action and doesn’t give players a chance to bank. As the “mini” implies, this game features a small table that seats up to seven gamblers.


Baccarat features more layers than most people realize. It offers several variations that can differ based on the following factors:

-Scoring rules (e.g. 3-card baccarat)

-Whether players do or don’t get to the bank

-Number of decks

-Number of dealers

You shouldn’t have any trouble moving from one baccarat variation to the next. The main rules are the same, or at least very close, between different variants. Sign up today on the best baccarat platform & start playing.